:root{--ink:#193b3b;--deep:#123d3a;--forest:#0d514a;--sage:#eaf2e9;--cream:#f8f5ee;--paper:#fffefa;--linen:#f1ebdf;--gold:#ba8655;--muted:#5b706b;--edge:#d7e2dc;--shadow:0 26px 68px rgba(22,54,49,.12);--wrap:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.6 system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif}a{color:inherit}img{display:block;max-width:100%;height:auto}button,select{font:inherit}.wrap{max-width:var(--wrap);padding:0 26px;margin:0 auto}.skip{position:absolute;left:-9999px;top:0;background:#fff;padding:16px;z-index:100}.skip:focus{left:5px}.independence-banner{padding:9px 18px;text-align:center;background:#e7efeb;color:#355950;font-size:12px;font-weight:650;letter-spacing:.018em}.header{position:sticky;top:0;z-index:40;background:rgba(255,254,250,.96);border-bottom:1px solid #e7ebe5;backdrop-filter:blur(14px)}.header-inner{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:23px}.wordmark{display:flex;gap:11px;align-items:center;text-decoration:none;font-weight:500;font-size:18px;line-height:1.1;letter-spacing:-.05em}.wordmark strong{display:block;font-weight:850;letter-spacing:-.05em}.wordmark small{display:block;font-size:10px;font-weight:700;letter-spacing:.065em;text-transform:uppercase;margin-top:8px;color:var(--muted)}.brand-symbol{display:grid;place-items:center;background:var(--deep);color:#efe5d3;border-radius:11px;width:47px;height:47px;font-size:25px;flex:none}.main-nav{display:flex;gap:27px;align-items:center}.main-nav a{font-size:13px;font-weight:700;text-decoration:none;white-space:nowrap}.main-nav a:hover,.text-link:hover,.option-card a:hover{text-decoration:underline;text-underline-offset:5px}.nav-action{display:inline-flex;align-items:center;gap:13px;border:1px solid var(--deep);border-radius:100px;padding:11px 17px;font-size:12px;font-weight:800;text-decoration:none;white-space:nowrap}.nav-action:hover{background:var(--deep);color:#fff}.hero{background:radial-gradient(ellipse at 0% 10%,rgba(232,239,223,.8),transparent 48%),var(--paper);padding:75px 0 86px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.07fr .93fr;gap:54px;align-items:center}.overline,.eyebrow{display:flex;align-items:center;gap:12px;color:#856444;text-transform:uppercase;font-size:11px;font-weight:800;letter-spacing:.17em}.overline-line{width:25px;height:2px;background:var(--gold)}h1,h2,h3,p{margin-top:0}h1{font:700 clamp(3.1rem,5.6vw,5.75rem)/1.035 Georgia,'Times New Roman',serif;letter-spacing:-.065em;margin:24px 0}h1 em,h2 em{font-weight:400;color:#54786a}h1 em{font-style:italic}.hero-copy>p{color:var(--muted);font-size:17px;line-height:1.85;max-width:490px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:23px;text-align:center;text-decoration:none;border-radius:999px;padding:17px 25px;font-size:13px;font-weight:800;min-height:52px;cursor:pointer;line-height:1.2;transition:transform .2s,background .2s}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--deep);color:#fff;border:1px solid var(--deep)}.btn-primary:hover{background:var(--forest)}.btn-outline{background:transparent;border:1px solid #a0b1ab;color:var(--deep)}.btn-outline:hover{background:#eef3ec}.hero-proof{display:flex;flex-wrap:wrap;gap:12px 24px;color:#5e746b;font-size:12px;font-weight:700;margin-top:38px}.hero-picture{margin:0;position:relative;aspect-ratio:0.93/1.08;background:var(--linen);border-radius:5px 130px 5px 5px;box-shadow:var(--shadow);overflow:hidden}.hero-picture img{height:100%;width:100%;object-fit:cover;object-position:center}.hero-picture:after{content:"";inset:0;position:absolute;background:linear-gradient(0deg,rgba(8,38,34,.38) 0%,transparent 36%);pointer-events:none}.hero-picture figcaption{position:absolute;bottom:17px;right:15px;color:#fff;z-index:2;font-size:10px;text-shadow:0 2px 6px rgba(0,0,0,.6);max-width:250px;text-align:right}.image-stamp{position:absolute;left:-1px;top:55%;transform:translateY(-50%);padding:19px 22px;background:rgba(255,254,250,.92);color:#3a554b;z-index:3;border-radius:0 12px 12px 0;font-size:13px;line-height:1.45;box-shadow:0 10px 35px #0002}.image-stamp strong{font:italic 24px Georgia,serif;color:var(--deep)}.trust-strip{background:var(--deep);color:#e9f3ed}.strip-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:81px;font-size:12px;letter-spacing:.015em}.strip-inner span:first-child{color:#b5d1c6}.strip-inner strong{font-weight:700;font-size:13px}.strip-divider{height:21px;width:1px;background:#638b80}.section{padding:105px 0}.section-heading{max-width:710px;margin-bottom:40px}.section-heading h2{font:650 clamp(2.7rem,4.3vw,4.45rem)/1.11 Georgia,'Times New Roman',serif;letter-spacing:-.06em;margin:15px 0 22px}.section-heading>p{font-size:16px;color:var(--muted);line-height:1.82;max-width:620px}.options-section{background:#faf9f4}.options-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.option-card{background:#fff;border:1px solid #e8e7e0;overflow:hidden;border-radius:5px;box-shadow:0 11px 22px #0c32240b;transition:transform .2s,box-shadow .2s}.option-card:hover{transform:translateY(-4px);box-shadow:0 22px 40px #193b3b18}.option-card>img{height:220px;width:100%;object-fit:cover}.option-content{padding:23px 24px 27px}.small-label{font-size:10px;color:#ae7c48;font-weight:800;text-transform:uppercase;letter-spacing:.14em}.option-content h3{font:700 24px/1.18 Georgia,serif;letter-spacing:-.035em;margin:11px 0 12px}.option-content p{font-size:13px;color:var(--muted);line-height:1.75;min-height:96px}.option-content a{font-size:12px;font-weight:800;color:#236052;text-decoration:none}.process-section{background:#fffefa}.process-grid{display:grid;grid-template-columns:.91fr 1.09fr;gap:90px}.process-grid .section-heading{position:sticky;top:138px;align-self:start}.text-link{font-weight:800;font-size:13px;text-decoration:none;color:#136152}.steps{border-top:1px solid var(--edge)}.step{display:grid;grid-template-columns:62px 1fr;gap:18px;padding:25px 0 23px;border-bottom:1px solid var(--edge)}.step-number{display:grid;place-items:center;background:var(--sage);color:var(--forest);font:700 17px Georgia,serif;border-radius:100%;width:47px;height:47px}.step h3{margin:0 0 6px;font-size:17px;letter-spacing:-.025em}.step p{color:var(--muted);font-size:14px;margin:0;max-width:510px}.planner-section{background:linear-gradient(140deg,#113e3a,#0a3330);color:#fff}.planner-section .section-heading .eyebrow{color:#d6b185}.planner-section .section-heading h2 em{color:#b7d9c5}.planner-section .section-heading p{color:#c3d9d0}.planner-grid{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:start}.planner-card{padding:36px;background:#fff;color:var(--ink);border-radius:6px;box-shadow:0 23px 44px #0003;display:grid;gap:10px}.step-tag{color:#9b764f;font-size:11px;font-weight:800;letter-spacing:.11em;text-transform:uppercase;margin-bottom:17px;display:block}.planner-card label:not(.choices label){font-size:13px;font-weight:750;margin-top:9px}.planner-card select{border:1px solid #cadbd3;border-radius:7px;color:#25443d;background:#f9fbf9;min-height:49px;padding:10px 14px;width:100%}.planner-card select:focus,.planner-card button:focus-visible,.btn:focus-visible,.nav-action:focus-visible{outline:3px solid #eab976;outline-offset:3px}.planner-card fieldset{border:none;padding:12px 0;margin:0}.planner-card legend{font-size:13px;font-weight:750;margin-bottom:10px}.planner-card legend span{color:var(--muted);font-weight:400}.choices{display:grid;grid-template-columns:1fr 1fr;gap:8px}.choices label{font-size:12px;display:flex;gap:8px;align-items:start;border:1px solid #dbe7e0;background:#fbfcfa;border-radius:7px;padding:9px 10px;cursor:pointer}.choices input{accent-color:#13584e;margin:2px 0}.btn-full{width:100%;margin-top:10px}.form-note{font-size:11px;color:#6d7975;text-align:center;margin:8px 0 0}.planner-output{border:1px solid #416962;border-radius:6px;padding:33px 36px;min-height:515px;background:#194b46}.planner-output .step-tag{color:#d8b386}.planner-output h3{font:500 33px/1.18 Georgia,serif;letter-spacing:-.035em;margin:10px 0 17px}.planner-output p{color:#d0e1d8;font-size:14px;line-height:1.85}.output-points{display:grid;gap:11px;font-size:13px;color:#dfe9df;margin:27px 0}.planner-illustration{border:1px solid #b4c5ae;background:#f5f6ed;transform:rotate(-3deg);margin:45px auto 0;padding:22px 27px;max-width:290px;box-shadow:0 12px 20px #0004}.preview-label{font-size:10px;color:#6b8679;letter-spacing:.12em;font-weight:850}.preview-line{background:#d0dad0;height:8px;width:66%;margin-top:15px;border-radius:7px}.preview-line.wide{width:92%;height:12px;margin-top:22px}.preview-line.long{width:82%}.preview-line.short{width:50%}.preview-rule{margin-top:24px;border-top:1px solid #b6c4b5}.result-head{font:600 27px Georgia,serif;line-height:1.17}.result-grid{display:grid;gap:10px;border-top:1px solid #50766e;padding-top:18px;margin-top:17px}.result-grid dt{font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:#c8dfd0}.result-grid dd{margin:1px 0 8px;font-size:15px;font-weight:700}.question-list{padding-left:19px;color:#ecf4ed;font-size:13px;line-height:1.65}.question-list li{margin:0 0 10px}.print-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.print-actions button{background:#f4eee1;color:#153e3a;border:0;border-radius:100px;padding:12px 18px;font-size:13px;font-weight:800;cursor:pointer}.print-actions button:hover{background:#fff}.faq-section{background:#f8f6f0}.faq-grid{display:grid;grid-template-columns:1fr 1.18fr;gap:85px}.faq{border-top:1px solid #cddcd4}.faq details{border-bottom:1px solid #cddcd4;padding:19px 0}.faq summary{font-weight:800;font-size:15px;cursor:pointer;list-style:none;position:relative;padding-right:30px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:0;color:#3c6455;font-size:23px;top:-7px}.faq details[open] summary:after{content:"−"}.faq p{color:var(--muted);margin:11px 0 0;font-size:14px;line-height:1.75}.bottom-cta{background:#e7eee6;padding:68px 0}.bottom-inner{display:flex;justify-content:space-between;align-items:center;gap:34px}.bottom-inner h2{font:500 clamp(26px,3vw,39px) Georgia,serif;letter-spacing:-.04em;margin:12px 0 0}.light-button{flex:none}footer{background:#102d2a;color:#dce8e1;padding:54px 0 28px}.footer-grid{display:flex;justify-content:space-between;gap:32px}.footer-grid strong{font:600 25px Georgia,serif}.footer-grid p{font-size:13px;color:#b2c7bd;max-width:500px;margin-top:12px}.footer-grid>div:last-child{display:flex;gap:21px;flex-wrap:wrap;align-content:start}.footer-grid a{text-decoration:none;font-size:13px}.footer-bottom{border-top:1px solid #49645b;padding-top:17px;margin-top:24px;font-size:11px;color:#adc0b5}.simple-content{max-width:780px;padding:84px 26px}.simple-content h1{font-size:clamp(2.8rem,6vw,4rem)}.simple-content h2{font:600 25px Georgia,serif;margin-top:35px}.simple-content p,.simple-content li{color:var(--muted)}.simple-content a{text-underline-offset:4px}@media(max-width:1060px){.main-nav{display:none}.hero-grid{gap:26px}.hero-picture{aspect-ratio:.95/1.05}.options-grid{gap:12px}.option-content{padding:18px}.process-grid,.faq-grid{gap:45px}}@media(max-width:800px){.header-inner{min-height:72px}.hero{padding:42px 0 65px}.hero-grid,.process-grid,.planner-grid,.faq-grid,.options-grid{grid-template-columns:1fr}.hero-picture{aspect-ratio:1.6/1;order:-1;border-radius:5px 70px 5px 5px}.hero-picture img{object-position:center 55%}h1{font-size:clamp(3rem,9.5vw,4.9rem)}.section{padding:70px 0}.process-grid .section-heading{position:static}.options-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.strip-inner{flex-wrap:wrap;justify-content:center;padding-top:16px;padding-bottom:16px}.strip-inner span:first-child{width:100%;text-align:center}.section-heading{margin-bottom:28px}.planner-card{padding:25px}.planner-output{min-height:360px}.bottom-inner{flex-direction:column;align-items:flex-start}}@media(max-width:560px){.wrap{padding:0 19px}.independence-banner{font-size:10px;padding:8px 11px}.brand-symbol{width:41px;height:41px}.wordmark{font-size:15px}.wordmark small{font-size:9px}.header-inner{gap:10px}.nav-action{font-size:10px;padding:9px 10px}.hero{padding-top:28px}.hero-picture{aspect-ratio:1.2/1}.image-stamp{padding:10px 13px;font-size:11px}.image-stamp strong{font-size:18px}.hero-copy>p{font-size:15px}.hero-actions .btn{width:100%}.hero-proof{gap:8px 14px;margin-top:23px}.options-grid{grid-template-columns:1fr}.option-card>img{height:190px}.option-content p{min-height:0}.section-heading h2{font-size:clamp(2.25rem,9vw,3.2rem)}.step{grid-template-columns:46px 1fr;gap:10px}.step-number{width:40px;height:40px}.choices{grid-template-columns:1fr}.planner-output{padding:25px}.footer-grid{flex-direction:column}.strip-divider{display:none}.strip-inner strong{font-size:12px}.strip-inner{gap:14px}}@media print{.header,.independence-banner,.hero,.trust-strip,.options-section,.process-section,.planner-card,.faq-section,.bottom-cta,.footer-grid,.footer-bottom,.print-actions{display:none!important}.planner-section{background:#fff;color:#000;padding:0}.planner-section>.wrap>.section-heading{display:none}.planner-grid{display:block}.planner-output{color:#000;background:#fff;min-height:0;padding:0;border:none;box-shadow:none}.planner-output p,.planner-output dt,.planner-output li{color:#000!important}.question-list{color:#000}.planner-output .step-tag{color:#000}.planner-illustration{display:none}.result-head{color:#000}@page{size:letter;margin:.6in}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn,.option-card{transition:none}}
/* Mobile interaction fixes, added after first narrow-screen preview. */
@media (max-width:560px){
  .nav-action{display:none}
  .hero-copy,.hero-grid > *,.planner-grid > *{min-width:0}
  .hero-copy h1{font-size:clamp(2.55rem,10.7vw,3.1rem);overflow-wrap:break-word}
  .hero-copy>p{max-width:100%}
  .hero-picture figcaption{max-width:75%;overflow-wrap:anywhere}
  .footer-grid>div{min-width:0}
}